Payam Kohanbash

Payam Kohanbash is a highly experienced mortgage professional known for delivering reliable lending solutions, exceptional service, and a consultative approach to home financing. With years of direct experience working with diverse loan products and complex borrower profiles, Payam has built a reputation for being a trusted advisor to both clients and real estate partners throughout Los Angeles.

As a dedicated Loan Service professional at Greenbox Loans, Inc., Payam operates with a clear mission: to uphold the highest standards of service, integrity, and transparency. Greenbox Loans was created on the principle of “Out of the Box” underwriting — offering loan programs that meet the needs of qualified borrowers who may not fit into conventional lending guidelines. This philosophy aligns perfectly with Payam’s own commitment to finding effective, realistic, and customized solutions for every client he serves.

Payam brings extensive industry knowledge and hands-on experience across a wide range of mortgage products, including:

• Conventional loan programs
• Jumbo loan options
• FHA and government-backed programs
• Non-QM and specialty lending solutions
• Self-employed borrower programs
• Customized loan structures for unique financial situations

Many borrowers with strong credit and solid financial potential struggle to meet the rigid requirements of traditional lenders. Payam specializes in helping these clients secure financing through innovative underwriting and flexible loan structures designed to meet their individual needs.

He also serves as a knowledgeable partner for real estate agents, brokers, and industry professionals who rely on him for dependable lending support. His ability to evaluate borrower profiles, analyze risk factors, and craft effective solutions has earned him the trust of top producers throughout Los Angeles.

At the heart of Payam’s approach is a strong dedication to honest guidance and clear communication. He believes that every client deserves a transparent and stress-free loan process — one in which they fully understand their options and feel confident in every decision. Whether assisting first-time homebuyers, investors, or self-employed borrowers, Payam delivers consistent, high-quality support through every stage of the financing journey.

His clients value his responsiveness, attention to detail, and ability to simplify what is often a complicated financing landscape. Payam takes the time to ask questions, listen closely, and design loan strategies that align with long-term financial goals. This commitment to personalized service is one of the main reasons clients continue to return to him and confidently refer their friends and families.

Payam’s mission is to ensure that every client — regardless of background or financial profile — has access to fair, competitive, and flexible mortgage options. By leveraging Greenbox Loans’ wide variety of programs and its exception-minded underwriting philosophy, he is able to offer real lending solutions that many traditional lenders simply cannot.

He continues to expand his knowledge, stay current on lending guidelines, and adopt innovative tools that enhance both efficiency and client experience. Payam is dedicated to empowering borrowers with information, solutions, and confidence — helping them achieve their homeownership dreams with clarity and peace of mind.

If you are looking for a trusted mortgage expert who understands the complexities of modern lending, Payam Kohanbash is ready to guide you. Whether you are purchasing, refinancing, or seeking specialized financing options, he provides a dependable and knowledgeable partnership from start to finish.