Essential limitations on profile claims, sponsored advertising, and independent services.
Site operator and limited purpose
IranianBroker.com is owned and operated by ZSany LLC and serves as an independent advertising and information directory for mortgage brokers and loan originators. It is not a regulator, certifying organization, referral guarantee, or professional-services provider.
An independent directory of mortgage financing professionals, not a bank, mortgage lender, licensed loan originator, mortgage brokerage, credit bureau, or loan application platform.
General information—not professional advice
Mortgage rate, affordability, down-payment, refinancing, and loan-program descriptions are general information, not a loan offer, approval, guarantee, credit advice, or individualized mortgage recommendation.
This information is not mortgage, credit, or financial advice and does not replace advice from a qualified professional who has assessed the relevant facts.
Independent professionals and service agreements
Listed mortgage brokers and loan originators are independent of ZSany. They determine their own service terms, rates, availability, regulatory responsibilities, and professional decisions. Any engagement or purchase is made directly with the selected provider or another independent party.
ZSany does not supervise professional work or guarantee the conduct or results of a listed provider.
Licensing, registration, and qualifications
Mortgage loan origination and advertising are regulated and may require licensing or registration, including an NMLS identifier in the United States. Requirements and exemptions differ by jurisdiction and employment type; listing information is not proof of authorization.
Independently verify current licensing or registration, NMLS identifiers where applicable, company affiliation, disciplinary history, advertised rates, required disclosures, fees, and loan terms with the relevant regulator and lender.
Iranian community and language descriptions
The Directory may emphasize Iranian, Persian-speaking, or culturally familiar services, but language proficiency and cultural background can be self-reported or inferred from public information. Neither is a guarantee of suitability or qualification.
Visitors should confirm the precise languages and professional services they need directly with the provider.
Publicly sourced and unclaimed profiles
Some listings are assembled from publicly available business or professional information and may not have been claimed, approved, or updated by the named person or business. Their presence does not signify a business relationship with ZSany.
Descriptions and public source records can become outdated, inaccurate, or incomplete. Corrections and contested ownership claims are reviewed according to Site procedures.
Account access and blue checkmarks
An activated account or blue badge denotes limited account-management access or email activation under the Site’s procedures. Possession of a professional inbox is not conclusive evidence of the account holder’s identity or authority.
A checkmark is not verification of licensure, regulatory standing, qualifications, specialty, language fluency, identity, insurance, safety, service quality, or a provider’s endorsement by ZSany.
AI-assisted text and human review
We may use public sources and AI-assisted tools to prepare or review directory descriptions for consistency. Automated output can contain mistakes, omit qualifications, or use stale information.
Neither a human review nor an automated review should be interpreted as an ongoing regulatory verification or independent endorsement.
Sponsored listings are paid advertising
Featured positions and highlighted profiles may be purchased as advertising. Prominence does not establish that a listed mortgage broker or loan originator is the best option, licensed in your location, independently rated, or endorsed by ZSany.
Advertisements and material commercial relationships should be disclosed where applicable law requires them. Visitors should evaluate providers independently of placement.
Badges, rankings, and testimonials
Account badges, package icons, ranking order, testimonials, review excerpts, and other presentation features are not official regulatory seals or verified performance scores. Even where presented, client opinions and service experiences are not promises of future results.
Advertising claims and endorsements may be subject to special disclosure, consent, or professional-conduct requirements.
Mortgage licensing and NMLS information
Where required, professionals must accurately identify their employing entity, licensing status, and NMLS identifier. A displayed identifier alone is not verification; visitors should consult the relevant licensing registry.
Rate, APR, payment, and government-loan advertising
No rate or payment shown on a profile is an offer by ZSany. Mortgage marketing must satisfy applicable disclosure and anti-deception rules, including when credit terms, government programs, or refinancing savings are mentioned.
No loan underwriting or application services
The Directory does not assess creditworthiness, pull credit reports, submit loan applications, lock interest rates, arrange settlement services, or decide whether a consumer qualifies for financing.
Fair lending and nondiscrimination
Professionals must comply with applicable fair-lending, equal-credit-opportunity, advertising, and consumer-protection requirements. A community or language focus is not permission to discriminate in lending.
Outcomes, timeliness, and no guarantees
The Site does not originate, arrange, approve, fund, service, or guarantee loans, and a featured placement does not indicate the lowest rate or most suitable mortgage.
Response times, customer service, regulatory decisions, appointment availability, suitability, commercial performance, and other outcomes are controlled by the independent provider or relevant authority, not the Directory.
Direct contact and sensitive communications
Submit loan documents and financial records only through a secure process provided by the independently selected licensed professional or financial institution, not a general directory form.
Links, calls, messaging, external forms, and provider websites can be operated by third parties. Their security, privacy, response practices, and contractual terms are separate from ZSany’s.
Site completeness and changing information
The Directory may omit eligible professionals or businesses, include outdated entries, experience technical interruptions, or show incomplete geographic coverage. A listing does not guarantee that the provider is currently open, available, accepting clients, or accepting a particular type of work.
Check essential details independently before relying on a profile or making a payment or other commitment.
External websites and regulator records
Official licensing records, consumer agencies, regulators, business-licensing offices, or professional bodies may provide more authoritative status information than a public profile.
ZSany does not control links, third-party content, booking or checkout services, or disclosures made on external pages.
Privacy and tracking risks
Searches and clicks involving debt levels, refinancing, affordability, or loan needs may reveal sensitive financial interests. The Site does not need bank account information, credit reports, income records, or mortgage applications to display profiles.
Our Privacy Policy describes directory data and technologies, but each independent provider is responsible for its own records and communications. Sensitive information should not be provided through public profile fields.
Limits on warranties and liability
The Site and its information are provided as available, subject to mandatory rights. To the extent permitted by law, ZSany disclaims warranties of absolute accuracy or uninterrupted access and limits liability as stated in the Terms of Use.
Nothing in this Disclaimer excludes rights or remedies that applicable law does not allow businesses to exclude.
Related documents and corrections
For additional information, review the Terms of Use and Privacy Policy. These documents should be read together, but a Site policy does not replace the separate duties of a regulated professional or restaurant operator.
To request a correction, raise a profile concern, or contact ZSany about the Directory, use the contact form. The contact form is not an emergency or time-sensitive professional support channel.